0161 724 2424 | enquiries@excel-a-rate.co.uk
Prospect House, 389/391 Ainsworth Road, Radcliffe, Manchester M26 4HN

Credit History Problems?

Business funding to suit your needs

Can I get a business loan with a poor credit history?
A poor credit history can make it difficult to obtain business finance. You may have become frustrated by refusals especially when applying to traditional funding sources such as the major banks. It is still possible to obtain credible business finance with a poor credit history but it will be very much dependent on your particular circumstances.

Responsible Lending
Excel-a-Rate always adopts a responsible attitude towards lending. We also have business relationships with an extensive range of specialist funding providers who may be able to assist you even if your credit history is less than perfect.

What do I need to do?
Contact our team so that we can discuss your options. We will not provide funding where it would be irresponsible to do so but, based on an open and honest discussion and a clear understanding of your particular circumstances we will utilise our expertise to try to secure the funding you require. Call us to discuss your options.

Obtaining Business finance with a County Court Judgement (CCJ)
Will a CCJ harm my application for business finance? Not necessarily. Excel-a-Rate will look at the circumstances before assessing funding decisions. A CCJ does not necessarily mean your funding application will be declined. Our approach allows you an opportunity to explain the circumstances which led to the CCJ. Often something as simple as an unforeseen cash flow problem arising out of one of your customers missing a crucial payment can be responsible.

Excel-a-Rate will take the full facts into account and will provide you with a transparent, responsible lending decision based on your specific circumstances.

Contact us today for a no obligation consultation about your business finance options.

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