Website Terms of Use

We are committed to protecting your interests and those of our customer. Your use of this website constitutes your agreement to all the terms of use contained in this document and the Data Protection Policy. This website is offered as a free service and you must be at least 18 years of age.

1. The information that is made available on this website is intended for general information purposes only and is provided without any warranties of any kind. Neither we, nor any of our associated Companies, accept any liability for any loss arising as a result of reliance on the information contained on this website.
   
2. This website is owned by Excel-A-Rate Business Services Ltd and is protected by copyright and database rights. You acknowledge that all trademarks (registered or unregistered) used in providing this service shall remain the property of Excel-A-Rate Business Services Ltd at all times.
3. You shall not copy, adapt, exploit or otherwise use the information contained on this website in any way, save for the downloading and temporary storage of one or more of these pages for the purpose of viewing on a personal computer or terminal, provided that you do not delete any copyright and other proprietary notices contained therein.
4. We may make improvements or changes to the products, services and prices detailed on this website at any time without notice.
5. You must not disclose to or allow any other person to use your user name and password.
6. You agree that you will not use this website to:
   a. Commit or encourage any criminal offence, including but not limited to harming a minor in any way and stalking or harassing another
   b. Send or receive any material which may be offensive, abusive, indecent, obscene or menacing, or in breach of confidence, copyright, privacy or any other rights. In the event we believe any material falls within any or all of these categories we shall be entitled to remove it
   c. Collect or store personal data about other users
   d. Insert or knowingly or recklessly transmit or distribute a virus, worm, trojan horse, time bomb, trap door or any other computer code, files or programs or repetitive requests designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment or to diminish the quality of, interfere with the performance of or impair the functionality of this website
   e. Upload, post, e-mail or otherwise transmit or post links to any content that facilitates hacking;
   f. Circumvent, or attempt to seek to circumvent, any of the security safeguards of this website
   g. Hack into any aspect of this website
   h. Upload, post, e-mail or otherwise transmit links to any content that infringes the intellectual property rights of any third party;
   i. Cause annoyance to other people accessing this website
   j. Send any unsolicited advertising or other promotional material, commonly referred to as 'spam', 'junk mail', 'chain letters', 'pyramid schemes' or any other form of solicitation by email or by any other electronic means;
   k. Send e-mail or any other type of electronic message with the intention or result of affecting the performance or functionality of any computer facilities;
   l. You must not use our website for any purposes related to marketing without our express consent;
   m. Permit any third party to do any of the above.
   
7. While we try and ensure that all information on this website is accurate and up to date, errors may
   occur and we accept no liability for such errors. If we discover an error we will amend the website as soon as reasonably possible.
8. We neither warrant nor represent that your use of this website will not infringe the rights of third parties.
9. We are interested in protecting your personal information and we only use your personal information in accordance with our Data Protection Policy.
10. You have sole responsibility for adequate protection and backup of data and/or equipment used by you in connection with this website and will not make a claim against Excel-A-Rate Business Services Ltd for lost data, re-run time, inaccurate output, work delays or lost profits resulting from the use of such materials. We will not be liable for any special, indirect or consequential, loss or damage.
11. We may edit this policy from time to time. If we make any substantial changes we will notify you by posting a prominent announcement on our pages.
12. Excel-A-Rate Business Services Ltd reserves the right to refuse access to this website or any component of it. Excel-A-Rate Business Services Ltd may at any time, at the discretion of the site's management, refuse access to certain areas of this website to any individual it chooses - this refusal of access may take whatever form the management deem suitable.
13. These terms shall be governed by and construed in accordance with English law and subject to the exclusive jurisdiction of the English Courts.
14. This site is controlled and operated by Excel-A-Rate Business Services Ltd from the United Kingdom. Excel-A-Rate Business Services Ltd makes no representations that materials in this website are appropriate or available for use in other locations. Those who choose to access this website from other locations do so at their own risk and are responsible for compliance with any and all local laws, if and to the extent local laws are applicable. No material from this website may be downloaded, exported or re-exported into (or to a national or resident of) any countries
    that are subject to UK exporting restrictions/legal or socio-economic sanctions.
15. Without prejudice to our other rights under these terms and conditions, if you breach these terms and conditions in any way, we may take such action as we deem appropriate to deal with the breach including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your Internet Service Provider to request that they block your access to the website and/or bringing
    court proceedings against you.
16. If you have any questions about our Data Protection Policy, the Terms of Use or any other aspects
    of this website please contact us at:
    Excel-A-Rate Business Services Ltd
    Prospect House
    389-391 Ainsworth Road
    Radcliffe
    Manchester
    M26 4HN
    Tel: 0161 724 2424
    Fax: 0161 724 2468
    E-mail: enquiries@excel-a-rate.co.uk
    Consumer Credit Licence No. 420783