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Privacy Policy


This website is operated by Excel-A-Rate Business Services Ltd and/or Excel-A-Rate Business Cash Ltd, who are responsible for the processing of your personal data, and are the data controllers for all such information. We regard your privacy as very important. Any personal information you provide to us through this website will be dealt with in accordance with this Privacy Policy and the Excel-A-Rate Business Services Ltd and Excel-A-Rate Business Cash Ltd website Terms of Use.

This privacy policy describes the information we may collect from you and the purpose for our collection of it.

Data Protection

As data controllers, we take all necessary steps to comply with the Data Protection Act 1998 and its relevant subordinate legislation when handling any personal information.

a. When you supply any personal information to us we will meet our legal obligations to you in the way that we deal with that information.
b. In accordance with the Data Protection Act 1998 we are required to collect the information fairly and to let you know how we will use it (see below) and whether we will pass the information on to anyone else (see below).
c. We will comply with the Principles set out in the Data Protection Act 1998 and we will ensure all personal information supplied to us is held securely.
d. We will ensure that any information will be held only as long as is necessary to ensure our service runs smoothly.
e. We use up-to-date industry procedures to keep personal data as safe and secure as possible against loss, unauthorised disclosure or access (see below).
f. Should you wish to obtain a copy of the personal data we hold on you please write to the Company Secretary/Data Protection Officer, Excel-A-Rate Business Services Ltd/Excel-A-Rate Business Cash Ltd, Prospect House, 389-391 Ainsworth Road, Radcliffe, Manchester M26 4HN enclosing your payment of £10 for our administration costs. As soon as we are satisfied as to your identity we will send you, within 40 days, a copy of all the data we hold concerning you. Please contact us at the same address if you have any reason to believe the data we hold on you is inaccurate.

What Personal Information do we collect and why do we collect it?

a. We will collect personal information from you when you respond to requests to submit an enquiry in order to provide you with information on our products and services.
b. We may also keep a record of those parts of the website you use most often to enable us to monitor and improve our service and to know which parts are of most interest to you.

To whom will we supply your personal data?

We will only supply your personally identifiable information to any other person or organisation:

a. Where we need to share the information to provide a product or service you have requested;
b. Where we need to send the information to persons or organisations who work on our behalf to provide a product or service to you but such persons or organisations may only use this information in order to provide such product or service and not for any other purpose;
c. Where we are required to forward the information in order to comply with a regulatory or legal process.
d. We do not sell, trade or rent your personal information to any other third parties.
e. We may disclose information about you to our agents or representatives in connection with any legal proceedings or to exercise or defend our legal rights.


Like many websites, when you visit this website we may issue a ‘cookie’ or unique code that allows us to identify your computer. We use the cookie to note the different areas of this website recently accessed through your computer in order that we may monitor which pages of the site are of most interest to you. We will use the information collected in this way to tell you about services or products, which might be of interest to you when you make further visits to this website.

Links to other websites

This Privacy Policy only extends to this website only and does not, therefore, extend to your use of, provision of data to and collection of data on any website not connected to Excel-A-Rate Business Services Ltd and/or Excel-A-Rate Business Cash Ltd to which you may link by using the hypertext links within this website.

Changes to this Privacy Policy

We may edit or amend this Privacy Policy from time to time. If we make any substantial changes in the way we use your personal information we will notify you by posting a prominent notice on the home page of this website.

Contacting Us

If you have any questions about our Privacy Policy, the Terms of Use or any other aspect of this website please contact us at:

Excel-A-Rate Business Services Ltd/Excel-A-Rate Business Cash Ltd
Prospect House
389-391 Ainsworth Road
M26 4HN

Tel: 0161 724 2424
Fax: 0161 724 2468

Consumer Credit Licence No. 420783
Data Protection Registration No. Z4942539

E-mail: enquiries@excel-a-rate.co.uk

Office Opening Times (GMT):
Mon – Thurs 9.00am – 5.00pm
Fri 9.00am – 3.45pm
Saturday & Sunday Closed

Excel-A-Rate Business Services Limited is authorised and regulated by the Financial Conduct Authority FRN 713832.
Excel A Rate Business Cash Limited is authorised and regulated by the Financial Conduct Authority FRN 671187.

Copyright © 2016 Excel-A-Rate Business Services Ltd.