0161 724 2424 | enquiries@excel-a-rate.co.uk
Prospect House, 389/391 Ainsworth Road, Radcliffe, Manchester M26 4HN

Asset Finance

Asset Finance

Make those key business purchases

Unsecured Loans

Unsecured Loans

Speedy decisions on business loans

Contract Hire

Contract Hire

Vehicle leasing solutions

For Sale

For Sale

Business assets for sale

Excel-A-Rate Business Services Ltd.

Established in 1996 in Bury, Lancashire, Excel-A-Rate Business Services Ltd is an independent asset finance company and finance broker offering funding solutions to the corporate, professional and SME markets in the United Kingdom.

Funding to suit your needs

We are confident that our in-house commercial underwriting service and our network of funding associates can provide your business with exactly the right funding package. We're also flexible, which enables us to assist most businesses, regardless of whether you're a new start or already established. You may be looking to invest in new or pre-owned assets, or simply want to release equity from your existing owned assets. We can help.

As an independent financial provider we make commercial lending decisions quickly and release funds promptly. All proposals we receive are considered on an individual basis and our underwriters actively seek ways to facilitate responsible lending deals.

Contact us today for a no obligation consultation and one of our experienced team will advise you on how we can assist with your funding requirements.


'Because of our short trading history we found it impossible to acquire Hire Purchase for a new truck. Renting one was proving quite expensive. We came across Excel-A-Rate by chance; within a week we had a new truck. Nice people to deal with and personal rather than the call centre approach…


‘We've dealt with Excel-A-Rate since 2012 and had many leases with them. We're very happy with the service. One phone call & they will source, finance and administer the deal. Turn-around time is great and the staff are friendly.’

GR Transport

'Thanks very much again Claire you are very helpful every time'.


‘We've used the debt funder facility to factor invoices for 10 years. Excel-A-Rate offers excellent service and friendly, professional staff. I would recommend them to anybody.'

Paul G, Manchester

‘We've worked with Excel-A-Rate for many years, I personally recommend their products. My customers only have to 'phone the Excel-A-Rate office & their proposals are dealt with professionally by the staff. It's an excellent service.’


Update to our Privacy Policy
We've updated our Privacy Policy to comply with new GDPR regulations that came into effect on 25th May 2018. Our new policy explains how we use data and the steps we take to protect your information. You don't need to take any action but we do encourage you to read it. View it here. Revised Privacy Policy

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