0161 724 2424 | enquiries@excel-a-rate.co.uk
Prospect House, 389/391 Ainsworth Road, Radcliffe, Manchester M26 4HN

Excel-A-Rate Business Services Ltd.

Established in 1996 in Bury, Lancashire, Excel-A-Rate Business Services Ltd is an independent asset finance company and finance broker offering funding solutions to the corporate, professional and SME markets in the United Kingdom.

Funding to suit your needs

We are confident that our in-house commercial underwriting service and our network of funding associates can provide your business with exactly the right funding package. We're also flexible, which enables us to assist most businesses, regardless of whether you're a new start or already established. You may be looking to invest in new or pre-owned assets, or simply want to release equity from your existing owned assets. We can help.

As an independent financial provider we make commercial lending decisions quickly and release funds promptly. All proposals we receive are considered on an individual basis and our underwriters actively seek ways to facilitate responsible lending deals.

Contact us today for a no obligation consultation and one of our experienced team will advise you on how we can assist with your funding requirements.


‘We have used the debt funder facility to factor invoices for the past 10 years. Excel-A-Rate provide an excellent service, the staff are friendly, reliable and professional and I would personally recommend Excel-A-Rate to any business looking for a debt funding facility.'

Paul G, Manchester

'We highly recommend Excel-A-Rate to anyone looking for a hassle-free solution to acquisition and financing. Excel-A-Rate were efficient, professional and friendly and fulfilled our vehicle acquisition requirements where others failed.’


'After struggling through the recession my credit rating was far from perfect. Excel-A-Rate helped me to fund a vehicle when others declined my proposal. I now have four agreements with them & recommend them highly for the help and trust they placed in me. Customer service second to none.’


‘We have worked with Excel-A-Rate for many years and I personally recommend their finance products. My customers only have to telephone the Excel-A-Rate office and proposals are dealt with efficiently and professionally by the staff. They offer an excellent service.’


‘We have dealt with Excel-A-Rate since 2012 and have numerous leases with them. We are extremely happy with the service we receive. It only takes a phone call and they will source, finance and administer our proposal. Turn-around time is terrific and we have a great rapport with the staff;…

GR Transport

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